Top Banks For Home Loan
Interest Rate
8.50% - 10.15%
Loan Amount
₹5L - ₹ 40Cr
EMI Per Lakh
₹2,047 - ₹2,132
Processing Fees
Up to 1.3%
Pre - Payment Charges
-
State Bank of India Home Loan
Interest Rate
8.85% - 9.1%
Loan Amount
₹3L - ₹ 75L
EMI Per Lakh
₹2,069 - ₹2,081
Processing Fees
Up to 0.50%
Pre - Payment Charges
-
ICICI Bank Home Loan
Union Bank of India Home Loan
Interest Rate
9.5% - 14.8%
Loan Amount
₹50L
EMI Per Lakh
₹2,100 - ₹2,369
Processing Fees
Up to 3% (plus applicable taxes) of the facility amount for sanctioned cases only
Pre - Payment Charges
Up to 5.5% depending upon scheme and tenure completed
Bank of Baroda Home Loan
Interest Rate
Loan Amount
EMI Per Lakh
Processing Fees
Pre - Payment Charges
8.4% - 10.6%
₹10L - ₹10Cr
₹2,047 - ₹2,154
NIL
NIL
Punjab National Bank Home Loan
Interest Rate
8.4% - 10.25%
Loan Amount
₹1L - ₹5Cr
EMI Per Lakh
₹2,047 - ₹2,137
Processing Fees
0.25% of Loan amount (Minimum – Rs. 1000/- Maximum Rs. 1500/-)
NIL
Pre - Payment Charges
DCB Bank Home Loan
Interest Rate
9.75% - 15%
Loan Amount
₹5L - ₹10Cr
EMI Per Lakh
₹2,112 - ₹2,379
Processing Fees
NIL
Pre - Payment Charges
NIL
Karnataka Bank Home Loan
Interest Rate
8.75% - 10.35%
Loan Amount
₹20L - ₹5Cr
EMI Per Lakh
₹2,064 - ₹2,142
Processing Fees
NIL
Pre - Payment Charges
NIL
Axis Bank Home Loan
Interest Rate
8.7% - 13.3%
Loan Amount
₹1L - ₹5Cr
EMI Per Lakh
₹2,061 - ₹2,291
Processing Fees
0.50%(Min ₹10,000)one time fee
Pre - Payment Charges
0 - 2%
IDFC FIRST Bank Home Loan
Interest Rate
8.75% - 10.5%
Loan Amount
₹1L - ₹10Cr
EMI Per Lakh
₹2,064 - ₹2,149
Processing Fees
Up to 3.5% of the loan amount
Pre - Payment Charges
Foreclosure charges 5% of the loan amount